Home Inspector vs. Appraiser / Engineer A professional Home inspection will reduce the risk of costly surprises and help you to stay proactive in what is likely to be the largest purchase you will ever make.
Appraisal: A house appraisal is an independent evaluation
of the current market value of a house or property. The purpose of
an appraisal is to establish a current market value of a house so
that a lender may determine how much it is willing to loan to the
buyer. Appraisers look at similar houses or properties in that area
and also look at home prices so that they can set values to the
house. Appraisers work for the bank not for you,
and appraisers do not inspect a home for defects.
Engineer: An engineer is usually a professional with expertise in one specific area of a home system. Occasionally, with one specific system of a home the home buyer may need to have an analysis done. For example a structural engineer may be needed if there are signs of major structural defects. Engineers are sometimes referred.
You need a Home
Inspector. When you hire a home inspector, you are hiring a professional that has been trained and has the ability to not only evaluate the condition of the house and it's systems, but also to evaluate how these systems work together. Professional Home Inspectors can identify areas that need to be watched, repaired, or replaced in regards to the entire property, not just one specific system. This type of all system evaluation can potentially save you thousands of dollars.
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